A Debt-Free Story

Once upon a time there was a handsome young man. He was a very hard worker and saved every penny he made.

Once upon a time there was a gorgeous hottie, who spent every penny she ever made, and then some.

They met and fell in love.

After the man graduated from college and got his first teaching job for $14,000 per year, man and hottie bought a brand new car for $18,000. Later that year, they married.

Thirteen years and two children later, hottie suddenly had a financial awakening. “Hmmm,” she thought. “We have considerable savings, considerable investments, but we’ve been making payments on at least one item (on average of 4-5 items) since before we were even married. This isn’t how I want to live.”

Hottie then got hooked on Dave Ramsey. Hottie sat man down one evening and they went through every dollar that came in vs. every dollar that went out for one month. Mysteriously there was a very large sum of money that went unaccounted for each month. Where was the money going?

They got it all their figures plugged into a spreadsheet and figured out the amount they could put toward debt each month. Calculations show that if they work hard on their plan, they can be 100% debt-free (yes, even their home) in 3 or 4 years.

Each of them thought in their heads what they could do with all that money after everything was paid off. They smiled at each other and lived happily ever after.