I'm Fast (ing)

Ever since our first child was born, we’ve each had a $250,000 term life insurance policy. At the time we got it, we thought, “If something happens to one of us, the other one is set for life!” Twelve years later, that dollar amount won’t get my family very far if something should happen to me.

If one of us should pass away, we want to make sure the spouse has no debt to worry about, no college tuition to worry about, and does not have to work several jobs to keep the bills paid. From an emotional standpoint, life would be very difficult without one of us here. We don’t want financial problems to make that even harder.

We’re upping our term life insurance policies by quite a substantial amount, and tonight they are coming to draw blood, hence the fasting. Once we pass this final test, hand over our check, then we’re set.

It’s stinks to think about life insurance, but not as much as it would be to deal with the problems afterwards if you did not have enough. Life happens, so you need to be prepared.