I'm proof that you need to be in control of your money

Here is a list of reasons why it’s important to have an emergency fund set aside as well as a handle on your monthly budget.

1. Dog surgery - $1400
2. Truck repair - $800
3. Tree cracks in half and has to be taken down - $300
4. Need to buy a chainsaw so you can cut the tree up rather than pay them to do it - $150
5. New glasses, which insurance won’t cover because I bought contacts - $300

Total unexpected expenses for June = $2,950

The bright side of the story? Because of our emergency fund and our monthly budget, I was able to pay cash for all of these items without dipping into savings or using a credit card! Do you have YOUR emergency fund set aside? Do you do a monthly budget...and follow it?